Opportunity Financial, LLC lends or arranges loans in the following states: Alabama, California, Delaware, Idaho, Illinois, Kansas, Maryland, Missouri, New Mexico, Ohio, South Carolina, Texas, Utah, Virginia, Wisconsin, and Tennessee. We do not lend or arrange loans in all states.
We are a state licensed/approved lender in: Alabama, California, Delaware, Idaho, Illinois, Kansas, Maryland, Missouri, New Mexico, South Carolina, Virginia, Utah, Wisconsin, and Tennessee.
Notice to Texas customers: In Texas, we are a state licensed credit access business who arranges loans issued by an unaffiliated third-party lender.
Notice to Ohio customers: In Ohio, we are a state licensed credit services organization who arranges loans issued by a third-party lender.
Notice to Delaware customers: Opportunity Financial is licensed by the Delaware State Bank Commissioner, License No. 013016, expiring December 31,2015.
Notice to CA customers: OPPORTUNITY FINANCIAL’S CALIFORNIA LOAN PRODUCTS ARE MADE UNDER ITS CALIFORNIA FINANCE LENDER'S LICENSE, FILE NO: 603 K647. THAT LICENSE IS ADMINISTERED BY THE CALIFORNIA DEPARTMENT OF BUSINESS OVERSIGHT. FOR INFORMATION OR COMPLAINTS, CONTACT THE DEPARTMENT OF BUSINESS OVERSIGHT. AT 1-866-275-2677 OR www.dbo.ca.gov.
Loan amounts may vary and are dependent upon qualification criteria and state law. Refer to Loan Cost & Terms for additional details. Complete disclosures of APR, fees and payment terms are provided within the transaction documents, such as the Loan Agreement. First time Opportunity Financial customers typically qualify for an installment loan of $1,000 to $10,000 with an APR from 36 to 199%. For example, a $1,000 loan made or arranged by Opportunity Financial with 17 bi-weekly installment payments of $72 has a 99% APR, and a $1,000 loan with 12 bi-weekly payments of $130.83 has a 199% APR. After the 17th and 12th successful payment respectively, the loan would be paid in full.
As of December 9, 2015. Ratings on third-party websites may periodically change, please check the third-party websites for up-to-date reviews and ratings. Opportunity Financial Rating: 4.9 out of 5 based on 414 reviews. Google+ Rating: 4.9 out of 5 based on 282 reviews. Facebook Rating: 4.9 out of 5 based on 123 reviews. Yelp Rating: 5 out of 5 based on 9 reviews.